Your Coverage.
Our Commitment.
Protecting Miami Families & Businesses Since 2006
Independent and family-owned, Diaz Risk Advisors shops dozens of carriers so you get the right coverage at the right price — in English and en Español.
All Lines. One Agency.
Coverage for Every Risk
From your home to your business fleet, we have the expertise and carrier relationships to protect what matters most.
Homeowners Insurance
Protect your home and everything in it with comprehensive coverage tailored to South Florida.
Automobile Insurance
Personal auto coverage for drivers across Miami-Dade and beyond.
Commercial Auto
Fleet and commercial vehicle coverage that keeps your business moving.
Professional Liability
E&O coverage for consultants, contractors, and service professionals.
Excess / Umbrella
An extra layer of protection when standard limits aren't enough.
Workers' Compensation
Keep your team covered and your business compliant.
Builder's Risk
Coverage for construction projects from groundbreaking to completion.
Travel Insurance
Trip cancellation, medical emergencies, and travel disruption coverage for peace of mind wherever you go.
Surety & Performance Bonds
Bid, performance, and payment bonds for contractors and businesses that need to guarantee their obligations.
Why Choose Us
The Diaz Risk Difference
Independent Agency
We're not tied to one carrier — we shop the market to find you the best rate and coverage for your unique situation.
Nearly 20 Years of Experience
Founded in 2006 as Doral Isles Insurance, we've grown into one of Miami's most trusted all-lines agencies.
Bilingual Service
Our team serves clients in English and Spanish — porque tu tranquilidad es nuestra prioridad.
Free Quote
Ready to Get Covered?
Tell us what you need and we'll find the right policy for you. As an independent agency, we shop multiple carriers to get you the best rate.
Client Stories
Trusted Across Miami
"Diaz Risk found us a homeowners policy that saved us $800 a year. They really shop for you."
Carlos M.
Miami, FL
"Professional, bilingual, and always available. They've handled our commercial auto for 5 years."
Ana R.
Doral, FL
"When we needed builder's risk for our renovation, they had us covered in 24 hours."
Jorge L.
Hialeah, FL
Our Story
Nearly Two Decades of Protecting Miami
Formerly known as Doral Isles Insurance, we rebranded as Diaz Risk Advisors to better reflect who we are — a full-service risk advisory firm, not just a policy shop. Since 2006, we've been helping Miami families and businesses navigate the complexities of insurance with honesty, expertise, and care.
As an independent agency, we're not beholden to any single carrier. That means we work for you — comparing rates, advocating at claim time, and building long-term relationships that go beyond the policy.
Photo coming soon
All Lines. One Trusted Agency.
Independent. Family-owned. Bilingual. Serving Miami since 2006.